Personal Loans Online Processed with Speed
Let’s link you up with a direct lender who can deliver funds today!
We’re here to assist you in finding a quick lender who can offer prompt service. That’s exactly what we provide to many customers, just like you, every day!
Here’s a breakdown of the representative example:
- Loan Term: 12 months
- Total Payback Amount: $1,005.92 (principal + interest)
- APR (Annual Percentage Rate): 5.99%
- APR Range: 5.99% to 7.99%
- Loan Term Options: 3 to 36 months
This example outlines the details of borrowing $1,000 over a 12-month period, including the total repayment amount comprising both the borrowed principal and accrued interest. It also discusses the Annual Percentage Rate (APR), which indicates the yearly cost of the loan, and notes that rates may fluctuate within a defined range. Furthermore, it emphasizes that eligible borrowers can select loan terms spanning from 3 to 36 months, enabling them to tailor the loan to suit their preferences and financial circumstances.
Loans available for all
You're welcome regardless of your credit score. You're free to utilize the funds for any purpose.
You seem to be in a hurry!
We highly value your time and aim to process your application promptly. You could receive your funds in as little as 15 minutes. (**)
Direct deposit is available
No need to wait around or stand in line. Your funds can be directly deposited into your bank account. (**)
A standard loan estimate ranges from $250 to $3000
Fast transfer straight to your bank account
All credit histories are taken into consideration
A convenient, secure, and simple online application form
STEP 1
We require information from you
Complete our short online application, which will only take 2 minutes, providing your basic details. Subsequently, we will search through our specialized lending network to discover a suitable match for you. Be assured, your personal information is safe with us.
STEP 2
Approval within 3 minutes or less
Carefully review the presented offer. Evaluate the loan amount, repayment period, and APR terms. If the loan meets your requirements, you can proceed to accept it, and the funds will be promptly deposited.
STEP 3
Receive the cash from your loan
Upon approval, confirm your acceptance with the lender, and your funds will be directly deposited into your bank account.
TO OFFER YOU ABSOLUTE PEACE OF MIND
When applying for a loan online, it’s crucial to select a reputable company. Before proceeding with your application, here’s some information to help ease your mind.
We are accredited by OLA
As of 2005, LendSwiftly became a part of the Online Lenders Alliance
The security of your data is ensured
We consistently maintain clarity and transparency in our data processing procedures
We do not impose any fees
There's no charge for using LendSwiftly's loan matching service. You can get a quote without any cost.
Annual Percentage Rate (APR) Disclosure & Range (Qualified Customers***)
The Annual Percentage Rate (APR) signifies the annual interest accrued on a borrowed sum. It’s depicted as a percentage, representing the total yearly cost of funds throughout the loan’s duration, encompassing any fees or supplementary expenses involved in the transaction. APR serves as a comparative metric for consumers across various lenders, credit cards, or investment offerings. However, LendSwiftly cannot ensure any specific APR as we aren’t direct lenders. Typically, APRs range from 5.99% to 7.99%. Loan products typically entail a minimum repayment term of 61 days and a maximum of 72 months. Prior to agreeing to a loan from a lender in our network, it’s crucial to meticulously review the loan agreement, as the APR and repayment terms might deviate from what’s displayed on our platform.
Representative Examples of APR, Total Loan Costs & Fee (Qualified Customers***)
| Amount | Period | APR | Monthly | Total Paid |
|---|---|---|---|---|
| $1,000 | 12 mo | 29.82% | $94.56 | $1,134.72 |
| $2,000 | 12 mo | 24% | $189.12 | $2,269.44 |
| $4,000 | 24 mo | 12% | $188.29 | $4,518.96 |
Financial Implications (Interest & Finance Charges)
LendSwiftly operates as a loan matching service, not a direct lender. We cannot anticipate the fees and interest rates that may accompany any loan offer you receive. Your lender will furnish all essential details regarding the costs associated with the proposed loan. It’s your responsibility to thoroughly review the loan agreement and accept the offer only if you consent to all terms. LendSwiftly does not impose any charges for its loan matching service, and you’re not obligated to accept the terms presented by the lender.
Late Or Non-Payment Implications
By agreeing to the terms and conditions for a personal loan, you are essentially committing to repay the loan, inclusive of interest, within the specified timeframe outlined in the loan agreement. Typically, failure to fully repay the loan or making a late payment may lead to additional charges. LendSwiftly.com lacks the capability to forecast or approximate the additional fees that may arise in the event of late, partial, or non-payment. Furthermore, LendSwiftly.com has no authority or insight into the specifics of any loan agreements between you and your lender.
We strongly advise you to thoroughly review the late, partial, and non-payment policies provided by your lender within your loan agreement. LendSwiftly.com is dedicated to collaborating solely with reputable and trustworthy lenders who handle the collection of overdue loan accounts in a fair and reasonable manner.
Potential Impact to Credit Score
Our lenders maintain the right to perform credit checks to evaluate your creditworthiness, standing, and/or capacity. By submitting your request, you agree to our lenders verifying your personal information and conducting credit checks. Please be aware that failure to make a payment or late payments can negatively impact your credit score.
Collection Practices
LendSwiftly.com functions solely as a loan matching service and does not participate in the debt collection process. The lender you are matched with will detail their debt collection procedures as part of the lending agreement. If you have any questions about debt collection, please contact the lender directly for complete information. LendSwiftly.com collaborates exclusively with reputable lenders who follow fair collection practices.
Legal Disclaimer: LendSwiftly.com serves as a platform connecting borrowers with lenders or lending partners, therefore, the specific terms and conditions of the lender or lending partner will apply to any loan obtained. We receive compensation from these lenders or partners for facilitating connections, and the compensation received may impact the offers presented to you. Any displayed APR, loan amounts, interest rates, or other loan details are estimates only, and actual amounts will vary based on the lender, lending partner, and borrower. Please note that some lenders or partners may conduct credit checks as part of their approval process. It’s important for borrowers to compare all available options before making decisions, as the lender or partner you connect with may not offer the most favorable terms. Additionally, you may be connected with a tribal lender, whose rates and fees may differ from state-licensed lenders and are subject to federal and tribal laws, not state laws. The owners and operators of this website are not lenders, loan brokers, or decision-makers. This website does not broker loans, make lending decisions, or offer loans. Nothing on this website constitutes an offer or solicitation to lend. Any information you provide on this site will be shared with a lender or lending partner. The operator of this website is not an agent, representative, or broker of any lender or lending partner, and does not endorse or charge fees for any services or products.
Availability: Personal loan lenders are subject to distinct rules and regulations in each state. Consequently, your loan amount, APR, and repayment term may differ based on your creditworthiness, state of residence, and the lender or lending partner you choose.
Material Disclosure: The operator of this website is not a lender, loan broker, or agent for any lender or loan broker. Our website does not constitute an offer of credit or a solicitation to lend. We have no affiliations with any lender; instead, we operate as an advertising referral service for lenders who may offer loans ranging from $250 to $3000. There are no fees associated with using our services. When you submit a loan request on our website, it will be shared with one or more lenders. However, there is no guarantee that you will be connected with a lender, that your loan request will be approved, or that you will be offered the requested loan amount. Lenders may conduct credit checks to assess your creditworthiness or verify your information. Any compensation we receive is solely from lenders and other advertising partners for the advertising services we provide. It’s important to note that short-term, small-dollar loans should not be relied upon as a long-term solution to financial difficulties.
Loan Renewal Policies
Loan renewal options may not always be accessible. It’s recommended to confirm with your lender whether this option is available. Prior to signing any documents, thoroughly review and comprehend the renewal policy outlined in the agreement.
Footnotes
(*) On average, it takes about three minutes to complete the online loan offer process, including submitting your details and receiving a decision on a loan offer, if approved.
(**) Upon approval, your cash could be disbursed within 15 minutes. However, the time it takes for the funds to reflect in your account is subject to your bank’s policies and procedures.
(***) While certain providers may advertise rates ranging from 4.95% to 35.99% APR, it’s important to note that such low rates are typically available only to specific customers. The repayment terms mentioned apply to closed-end loan products and may not represent all loan products offered within our network.
2023 LendSwiftly Inc is incorporated in Virginia under company number P13504072598 and is located at 6924 Little River Turnpike STE A, Annandale, VA 22003, United States.
VA State Corporation Commision License No:MC4080
NMLS: 135625 (www.nmlsconsumeraccess.org)